When you ask Lake Mortgage to assist you with your mortgage financing, you truly are steps away from your home. Whether you’re curious about the steps you need to get pre-approved for a mortgage or you are already pre-approved and have your sights on the house of your dreams, we’re here to help every step of the way.
Contact us by phone, email or in-person. We review income, assets and your current credit details. We help determine how much mortgage you qualify for, and what the estimated payment would be. Feel confident – we will provide you with a pre-approval letter you can depend on.
Search for the perfect house and make an offer with confidence because you have a pre-approval letter from Lake Mortgage. Local sellers will choose your offer over many others because local sellers know and trust Lake Mortgage!
Provide us with a copy of your purchase agreement and requested financial documentation. We provide you a loan estimate and you tell us to help you get to final approval and clear to close. We order an appraisal and share with you the results.
Your file is given one last review. It won’t be long now.
Your loan has been approved! We share the good news with you and your real estate agent.
Clear to Close
Our closing department tells you the first day you can close. You choose a closing date. We provide you with a closing disclosure so you know exactly how much to bring to closing. We help you prepare for closing day.
Arrive at the title company office. We will already be there waiting for you. Sign closing documents. You receive the keys to your new home. Congratulations!
Lake Mortgage is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.