Buy a Home in Indiana

Buying a home in Merrillville or anywhere in Indiana starts with finding the mortgage that is suited to your needs.

Every type of mortgage has its unique benefits. The friendly experts at Lake Mortgage can help you figure out which type of home loan will be the right fit for you.

Our Range of Mortgage Products

Here are the different types of home loans we can connect you with:


A conventional conforming loan is a flexible lending product that can feature a fixed or adjustable mortgage rate, a low down payment, and your choice of loan term.

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Borrowers in search of a lending product that is easy to qualify for and which features affordable rates and low down payments may apply for an FHA loan. This home loan program is backed by the Federal Housing Administration.

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With a military service record, you may qualify for a VA loan backed by the US Department of Veterans Affairs. You can purchase a home in Indiana or Illinois using this type of home loan with zero down, affordable rates, and flexible credit qualifications.

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If the Fannie Mae and Freddie Mac conforming loan limits are holding you back from buying your dream home, you can turn to a non-conforming “jumbo” loan for more financing.

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A USDA mortgage lets you move into a rural home in Indiana with no down payment. This income-based program is guaranteed by the US Department of Agriculture.

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Are you unsure which type of mortgage is suitable for your situation? We can share the full details with you for each of these lending products during your consultation.

Once we know more about your financial scenario, we can offer personalized recommendations.

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Buy a Home in Indiana or Illinois Now

Are you ready to discover the type of home loan that is right for you? Lake Mortgage works with customers in Merrillville and throughout Indiana and Illinois. To buy your dream home today, please give us a call today at (219) 756-5626 to schedule your consultation.