(219) 756-LOAN
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APPROVAL PROCESS

You’re steps away from your home. Whether you’re curious about how long it takes to buy a home or you’ve got your sights on the house of your dreams, we’re here to help every step of the way. The following is a step-by-step outline of the Pre-Approval process. The times quoted are average.

  1. Loan Application
    About 1 hour
  2. Loan Set-Up
    Credit report and verifications of income & assets ordered
  3. Loan Processing
    14-20 days to receive all loan verifications and property appraisal
  4. Final Underwriting
    Usually takes 1-2 days
  5. Loan Approval
    All parties notified
  6. Satisfy Loan Approval Conditions (If Any)
    Time varies by type of conditions
  7. Final Closing
    Contact closing dept to schedule closing 5-7 days in advance
  8. Title Company Closing
    1 hour to close on your loan.

Congratulations!

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