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APPROVAL PROCESS

You’re steps away from your home. Whether you’re curious about how long it takes to buy a home or you’ve got your sights on the house of your dreams, we’re here to help every step of the way. The following is a step-by-step outline of the Pre-Approval process. The times quoted are average.

  1. Loan Application
    About 1 hour
  2. Loan Set-Up
    Credit report and verifications of income & assets ordered
  3. Loan Processing
    14-20 days to receive all loan verifications and property appraisal
  4. Final Underwriting
    Usually takes 1-2 days
  5. Loan Approval
    All parties notified
  6. Satisfy Loan Approval Conditions (If Any)
    Time varies by type of conditions
  7. Final Closing
    Contact closing dept to schedule closing 10 days in advance
  8. Title Company Closing
    1 hour to close on your loan.

Congratulations!